How To Make it on One Income (Part 1)

First of all, let me tell ya I think it’s extremely important for a momma to stay home with her babies if at all possible, in fact, it’s Biblical. With that being said, there are a gazillion circumstances that can interfere with that dream. Seasons come and seasons go, but I strongly believe that with a commitment to God and a plan (the plan may contain many steps) this can be a reality.


For some, it’s as simple as looking at your money, maybe selling a few things, then bam… momma is home. For others, myself included, this is not the case. We have been on a five-year plan so far to get me permanently home. We have taken baby steps, yet we have made tremendous progress.  Some may ask why we don’t put our faith in God and I just quit, and come home believing He will provide. I am certain we would be provided for if we took this step, but I also feel as though we made the mistake of counting on my income long ago before children came along and got ourselves into debt. It is now our responsibility to rely on God, work our tails off, and slowly dig ourselves out of the mess we have gotten ourselves into.


When I was pregnant with our  first baby I worked three 12 hour night shifts a week at the hospital as a nurse. Once she was born up until this past January I have worked every Friday and Saturday night 12 hour shifts. Since January, when my third baby turned 7 months, I cut back to one 12 hour shift a week. We have now been working on me cutting one of those shifts out when baby number 4 arrives at the end of March.


It has not been easy, but it has been so worth it! If I could go back in time I wish we would have understood the importance of the mother being home and had already prepared mentally and financially. I hope to teach my daughters the importance of their role in mother hood and to teach my son the importance of providing well for his wife and children. The more I am home I can see the full circle of how I feel that God designed the family to function, and it is evident in the stress level and happiness in our home.


I feel that it has been satan’s agenda to keep families in debt feeling as though there is no way out. This causes the mom and dad to go to work, leaving their children to be raised by others, all while trying to make ends meet. This is not the way God intended. Debt is wrong on so many levels. You are essentially a slave. We currently only own on our mortgage and are working with every penny to pay it off as quickly as possible. Trusting God that through hard work and determination we can bring our family to the way its meant to be. No debt, with money and time to bring up the next generation, and help a dying world.


With me cutting back I have seen over and over how God has honored our decision. No, we haven’t had any surprise checks in our mailbox, but He has provided peace, security, and happiness that speaks volumes. I have become very passionate about this subject just because I have seen what it has done for my family and I want to share it with everyone, yet not wanting to make others feel bad for tough circumstances they are in. My prayer is to encourage that it IS possible. I will be sharing many more tips in the future!


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7 Responses to How To Make it on One Income (Part 1)

  • Donna says:

    Brittany, I am so glad that you have a heart to stay home with the kids. It has always been my heart to be a homemaker. The world fights against women being in the home and about the most important work a wife and mother can EVER do. When my kids were growing up, there were seasons when I had no choice but to work fulltime, but I tried to cut back when I could to be the wife and mother God called me to be.We still struggle financially from decisions we made along the way and sometimes I regret a few of the choices we made, but I never regretted being at home for my kids as much as I possibly could. I wasn’t a perfect mom, but my heart was full of love for my babies. I know it sounds crazy, but even though my kids are grown now, I still long to be a homemaker. I believe God puts it in your heart and that desire never goes away. I long to be a better wife to my husband, more attentive to my kids and their families, and a better friend to those God has placed in my llife. I commend you for having a plan. Do your best to stick with it and see what the Lord will do!

  • Melissa Meyer says:

    When I was pregnant with Jordan (now ten) I worked up until the day I had him. I was fortunate to be able to stay home with him the first two years. There was no way I was missing those years when I felt he needed me the most. You are so right about debt. I almost feel a guilt knowing the three days I work (12 hour shifts) I’m not there when he comes home from school to help with his homework or have dinner made at a decent time. I’ve managed to get most of my debt paid off, being a single mother doesn’t help, financially, but, I’m doing the best I can. You are right about the devil though. As soon I I feel like I have a grasp, financially, something comes up, school not approved for financial aide, flat tire, always something. I guess we just do what we can and take every moment we have to spend with our kids and be grateful and cherish them.

    • Brittany says:

      Your absolutely right. It is something I failed to mention, which is the importance of cherishing and making the most of the time with them. It’s true that a mother can be home all day but not really be present or available to her kids. You have the right outlook! Do away with that dang momma guilt, that comes from the devil too. I’ve personally seen you in action and I think your an amazing mom:)

  • Laura Lane says:

    Don’t give up. Keep on keeping on. It’s so worth it.
    I’ve written about thrifty living on my blog. I invite you to come and be encouraged.
    Harvest Lane Cottage

  • This is such an encouragement to me. We are on the road to becoming debt-free right now, so that I can be home–the way it should be. Thanks so much for sharing!

  • Bibi says:

    Yes, it is so important to our families for us mothers to be at home with our children and raise them according to God’s will and plan. And just like you, I am currently still working but us, too, are working towards me becoming a stay at home. Everytime I get a day at home with my daughter, I realize how important it is for us to be at home and raise our child(ren) and also being there for my husband, having meals ready when he gets home from a hard day at work etc.
    It is very hard continuing to go to work, especially as I feel like the Lord is impressing on me to be at home with my child and I want to honor him in that (soon) we will be at home and raise our child(ren) in a christian way. You are doing a wonderful job – working and raising your children – and I pray that the Lord will help you to be a stay at home mom soon!
    “Owe no man nothing”- the world doesn’t teach us that, and Satan knows the world presses us to fall into the bigger and better and more debt routine. I do think it is important that more and more parents realize this and work to honor the Lord by becoming debt free and staying home with our children.

    Wonderful and encouraging post, I really enjoyed reading it. It gives me strength to keep on working until the day I can be a SAHM. Thank you so much!


    PS: coming across your blog via Raising Arrows Blog hop 🙂

Hey Y'all! My name is Brittany Styron. Sweet Country Roots is a place I hope to encourage, inspire, and bring a chuckle. Grab yourself a cup of coffee and join conversations about marriage, babies, homeschooling, frugal living, good food, and an old fashioned way of thinking.

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